Motive Financial, a division of Canadian Western Bank (“we” or “Motive) is offering you the opportunity to refer-a-friend via a Referral Program (“Program”) offered on the web site located at: https://share.motivefinancial.com (the “Site”). 

 

  1. Binding Agreement. By using the Site or participating in the Program, you are bound by these Terms and Conditions (“Terms”) and indicate your agreement to them. All of Motive's decisions are final and binding. 
  1. The personal information collected, processed and used as part of the Program will be used in accordance with Motive’s Privacy Statement, which is available by link on the Site. 
  1. How the Program Works. You must be a legal resident of Canada and at least 18 years old to use the Site.  Next, you must visit the Site and follow the on-screen instructions to refer friends, family members or colleagues. Users may refer a maximum of 10 friends, family members or colleagues during each session and a maximum of 30 times throughout the entirety of the Program.  Once an individual makes a referral, they become a “Referrer” and will be provided with a unique referral link (“Personal Link”) that allows them to receive the benefit or reward advertised on the Site. Referred individuals (“Friends”) must complete the referral as described in the referral message and below.   ​

To be eligible for Rewards under the Program, the following must occur: (i) you must use the Site to refer an eligible Friend; (ii) your referred Friend must open or cause to open a Motive Savvy Savings® Account with Motive Financial with a minimum balance of $500 Canadian Dollars (which must stay on deposit for at least 60 days after account opening; and (iii) your referred Friend must not have been a client of Motive prior to September 23, 2024 (a “Valid Referral”). The effective date of the Program shall begin on September 23, 2024 and end on October 31, 2024.

  1. Referrers cannot refer themselves or create multiple, fictitious or fake accounts with Motive or participate in the Program as “Friends”. No user may use the Program to violate any law, infringe or violate the rights of any third party, or otherwise act in a manner that is deemed harassing, harmful, illegal, hateful, obscene or outside the spirit and intent of the Program. In addition, you may not (i) tamper with the Program, (ii) act in an unfair or disruptive manner, or (iii) use any system, bot or other device or artifice to participate or receive any benefit in the Program.  CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE OR UNDERMINE THE LEGITIMATE OPERATION OF THE PROGRAM MAY BE IN VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, MOTIVE RESERVES THE RIGHT TO SEEK REMEDIES AND DAMAGES (INCLUDING ATTORNEY FEES) TO THE FULLEST EXTENT OF THE LAW, INCLUDING CRIMINAL PROSECUTION.
  1. Upon making a Valid Referral, you will receive via email a $100 digital gift card (of your choosing) from Tango Card, Inc. and your Friend(s) will receive via email a $100 digital gift card (of their choosing) from Tango Card, Inc. (collectively, the “Rewards”) after the 60-day period. You can earn a maximum of $3,000 in gift cards per year. The Rewards may be redeemed in various forms in Motive's sole discretion. Restrictions may apply. For example, there may be a limitation on the number of referrals you can make, or if the reward is in the form of a gift card, gift certificate or voucher, it may be subject to the issuer’s terms and conditions. Rewards are subject to verification. Motive may delay a reward for the purposes of investigation. Motive may also refuse to verify and process any transaction for any reason. 

Unless otherwise stated, Rewards have no monetary value and may not be redeemed for cash. They are not transferable and may not be auctioned, traded, bartered or sold. 

  1. YOU UNDERSTAND AND AGREE THAT THE RELEASED PARTIES (DEFINED BELOW) SHALL NOT BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF MOTIVE WAS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES). By participating in the Program, you agree to defend, indemnify, release and hold harmless Motive, Extole, Inc., as the provider of the referral service, and their respective parent companies, affiliates and subsidiaries, together with their respective employees, directors, officers, licensees, licensors, shareholders, attorneys and agents including, without limitation, their respective advertising and promotion entities and any person or entity associated with the production, operation or administration of the Program (collectively, the “Released Parties”), from any and all claims, actions, demands, damages, losses, liabilities, costs or expenses caused by, arising out of, in connection with, or related to the Program (including, without limitation, any property loss, damage, personal injury or death caused to any person(s)) and/or the awarding, receipt and/or use or misuse of any benefit in the Program. To be clear, the Released Parties shall not be liable for any technical errors or malfunctions, data theft or corruption, any printing or typographical error, or any damage to any computer system resulting from participating in, or accessing or downloading information in connection with the Program. The Released Parties shall not be liable to any users for failure to supply any advertised benefit, by reason of any acts of God, any action or request by any governmental or quasi-governmental entity (whether or not valid), or any other activity or action that is beyond any of the Released Parties’ control. TO THE FULLEST EXTENT POSSIBLE BY LAW, THE RELEASED PARTIES’ MAXIMUM LIABILITY ARISING OUT OF OR IN CONNECTION WITH THE PROGRAM, REGARDLESS OF THE CAUSE OF ACTION (WHETHER IN CONTRACT, TORT, BREACH OF WARRANTY, OR OTHERWISE), WILL NOT EXCEED $200.

  2. Disclaimer of Warranties. YOU EXPRESSLY UNDERSTAND AND AGREE THAT: (A) THE PROGRAM IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS AND MOTIVE EXPRESSLY DISCLAIMS ALL WARRANTIES, CONDITIONS AND TERMS OF ANY KIND, WHETHER EXPRESS OR IMPLIED BY STATUTE, COMMON LAW OR CUSTOM, INCLUDING, BUT NOT LIMITED TO, WARRANTIES AS TO PRODUCTS OR SERVICES OFFERED THROUGH THE USE OF THE PROGRAM, IMPLIED WARRANTIES OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT; (B) THE RELEASED PARTIES MAKE AND GIVE NO WARRANTY THAT (i) THE PROGRAM WILL MEET YOUR REQUIREMENTS, (ii) THE PROGRAM WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, AND (iii) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL OBTAINED BY YOU THROUGH THE PROGRAM WILL MEET YOUR EXPECTATIONS, AND (C) ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE PROGRAM IS ACCESSED AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR MOBILE DEVICE OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OR USE OF ANY SUCH MATERIAL.

  3. Bulk Distribution (“Spam”). Each Referrer is the actual sender of the emails and must comply with applicable law. Referrals must be created and distributed in a personal manner that is appropriate and customary for communications with friends, colleagues and family members.  By submitting any email address as part of the Program, the Referrer represents that he/she has the appropriate permission and consent. Bulk email distribution, distribution to strangers, or any other use of the services described herein in a manner that is not promoted is expressly prohibited and may be grounds for immediate termination and further legal action. Motive has no obligation to monitor the Program or any communications; however, Motive may choose to do so and block any email messages, remove any such content, or prohibit any use of the Program. Referrers who do not comply with the law, including anti-spam laws, are obligated to indemnify the Program Entities against any liabilities, costs and expenses it incurs as a results of such spam.

  4. Sign-In Credentials. Users are responsible for maintaining the confidentiality of any sign-in credentials and are fully responsible for all activities that occur through the use of them. Users agree to notify Motive immediately if they suspect unauthorized access to their account. Users agree that Motive will not be liable for any loss or damage arising from unauthorized use of their credentials.

  5. Right to Cancel, Modify or Terminate. We reserve the right to cancel, modify or terminate the Program at any time for any reason. We reserve the right to disqualify any User at any time from participation in the Program if they do not comply with any of these terms.

 

Motive Savvy Savings® Bonus Rate Terms and Conditions

The following terms and conditions explain in detail how Eligible Clients (as defined below) can earn a special annual interest rate of 5.75% per annum when they open a new Motive Financial Savvy Savings Account (the “Savvy Savings New Client Promotional Offer”).

1. Offer Period This Savvy Savings New Client Promotional Offer begins on September 23, 2024, and ends on November 30, 2024 (the “Offer Period”).

2. Eligibility To be eligible for this Savvy Savings New Client Promotional Offer (an “Eligible Client”), you must: • be a new Motive client after September 22, 2024; • not have been a client of Motive Financial during the six month period preceding the start date of the Offer Period; and • open an eligible Motive Savvy Savings account during the Offer Period as the primary accountholder. If you are an Eligible Client , then your eligible Savvy Savings Accounts will be automatically enrolled in the Savvy Savings New Client Promotional Offer and you will earn the promotional interest bonus from the date your Savvy Savings Account is opened for a period of 120 days after the account is opened, subject the restrictions outlined in Section 4 below. Eligible Clients may only receive the Promotional Interest rate on one Eligible Savvy Savings Account during the Offer Period.

3. How Interest is Calculated and Paid The special annual interest rate of 5.75% is a combination of the regular posted annual interest rate set by Motive Financial payable on a Savvy Savings Account (“Regular Interest”), plus the promotional bonus annual interest rate (“Promotional Interest”) of 2.15%.

Regular Interest is calculated on the daily closing balance at the applicable rate tier and paid on the last day of the month, for the period beginning on the last day of the previous month and ending on the second last day of the month. Promotional Interest is calculated on the daily closing balance and paid as a separate transaction on the last day of the month for the period beginning on the last day of the previous month and ending on the second last day of the month.

Regular Interest rates may change at any time without prior notice. Regular Interest is posted on the Motive Financial website.

4. Restrictions and Additional Terms and Conditions Additional terms, conditions, and limitations apply to the opening of and making deposits into Eligible Savvy Savings Accounts.

The Savvy Savings New Client Promotional Offer is available for deposits up to an aggregate maximum of $5,000,000 per client, which is subject to change without notice. For deposits greater than $5,000,000, Regular Interest will be earned at the posted rate for the $5,000,000.01 and over tier as posted on MotiveFinacial.com. Please contact customer service at 1-877-441-2249 to discuss other investment opportunities available.

At the end of the Savvy Savings New Client Promotional Offer all balances in an eligible Savvy Savings Account will earn Regular Interest only. The Savvy Savings New Client Promotional Offer is non-transferable, cannot be combined with any other promotional savings offers unless otherwise indicated and is not available for Quebec residents. Promotional Interest cannot be substituted or transferred to a third party. Motive Financial reserves the right to cancel or change the terms of the Savvy Savings New Client Promotional Offer at any time, for any reason, without notice and revoke the Savvy Savings New Client Promotional Offer for any customer who appears to be manipulating or abusing the Savvy Savings New Client Promotional Offer or is engaged in any suspicious/fraudulent activity. The terms and conditions of the Motive Financial Banking Account Agreement will apply to all Motive Savvy Savings Accounts that are eligible for the Savvy Savings New Client Promotional Offer.